THE HEALTH-INSURANCE industry’s version of health-care reform is really “You pay more. We profit more.”

That’s why you won’t be surprised to learn that the claims by Karen Ignagni, chief lobbyist for America’s Health Insurance Plans (AHIP) (“Insurance firms want health reform now,” Dec. 16), that health insurers want to help hard-pressed American families and businesses are worth about as much as the paper they’re written on. I do not trust the health-insurance lobby to fix the health-care mess.