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Be Skeptical!

For-profit Health Insurance Lobby (AHIP) seeks to Protect Profits by convincing you they can solve nation's health care crisis!

Big insurance promised in 1993 that they could solve the problem, but they only made the nation's problems worse with skyrocketing premiums and rising numbers of uninsured.

REALITY CHECK:  $1,000 per year of the premiums paid to for-profit United Healthcare to insure a Rhode Island family of four goes to profits not healthcare!  Recent DOH report fiinds that United's profits are 57% higher than N.E. Average!  Read more.

More than 20 HCAN RI members protested outside AHIP's special invitation "consumer listening session" in Providence, raising a red alarm to AHIP's counter-reform proposals that would protect for-profit insurers.  Read Coverage of the HCAN action here.

Across the nation, American's are voicing deep skeptisim about AHIP's launch of a counter-campaign to real healthcare reform. 

The last time the nation debated health-care reform in 1993, insurers shot down the reform plan led by then-first lady Hillary Clinton, using such expensive tactics as their "Harry and Louise" ads.  And so, skeptism of AHIP's counter-campaign to Health Care for America Now is warranted.  The practices of big insurance that put profits before people mean every-day Americans are denied coverage, and even those with coverage can't get the care they need because of claims denial practices and other schemes to avoid payouts for needed health care.

Big insurance promised in 1993 that they could solve the problem, but they only made the nation's problems worse.   Today premiums continue to skyrocket and even more Americans lack the coverage they need to stay healthy. Big insurance failed because they put billion dollar profits and huge CEO mult-million dollar compensation before the health and wellbeing of Americans. 

It's time for American's to take control of our health care system and say NO to insurance company rules that continue to put profit before people!

At a special invitation listening session in Ohio, physicians questioned the insurance organization's motives.  "We can't help but wonder where the industry has been for the past 20 years," said Warren F. Muth, president of the Ohio State Medical Association. "While physicians and patients have been struggling to maintain access to quality care, health plans have focused on protecting their profits. Are they as serious about reform as they say they are? Only time will tell."

Here in New England, UnitedHealthcare of New England's profits climbed by double digits between 2004 and 2007 even as its membership declined as documented in the report, “Insuring Health or Ensuring Profit?” by the Northwest Federation of Community Organizations. The report shows how the insurance industry's skyrocketing profits are being skimmed from health insurance premiums paid by consumers.  In fact, $1,000 per year paid to United in premiums to cover a Rhode Island family of four goes to profit, not healthcare!

There is a huge divide between the insurance companies' plan for healthcare reform and the need to take profit out of healthcare to make sure every American gets quality coverage at an affordable price.

 

Documentary, "Diagnosis Now" Rhode Island premiere a SUCCESS!!

More than 20 people came out to Blue State Coffee on Sunday September 14 to see and discuss the first public screening of "Diagnosis Now", the new 9-minute documentary on the health care crisis and the role of the insurance industry.

click picture to watch the 9 minute film

Viewers were surprised to learn from the documentary that half of all bankruptcies in the US come from medical bills, and three-quarters of those dealing with medical bankruptcy face it even though they do have insurance.

The screening was sponsored by OSA and the Brown Chapter of the American Medical Students Association.

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Diverse Group of Women Gathered to Discuss Health Care for America Now

On Sunday, September 14th, a diverse group of women gathered to have a conversation about the future of health care in Rhode Island and the country and to learn more about how we can work together to achieve access to quality, affordable health care for all.

The house party conversation was facilitated by Dr. Dannie Ritchie, Clinical Assistant Professor, Family Medicine for Brown University Center for Primary Care and Prevention and the Director of the Transcultural Community Health Initiative.

Sunday's party was organized specifically as a way to bring women together to talk about health care, but we are working to engage both women and men all over the state for future house parties to build our movement.

If you are interested in hosting your own Health Care for America Now house party or attending one in your part of the state -

CONTACT: Victoria Picinich at 401-463-5368 or via e-mail at victoria.picinich@gmail.com.

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Text Box: Health Care Organizing Project

Linking community, business, providers & labor for change!

Small Businesses for Health Care Reform!

 

Small businesses are the backbone of Rhode Island 's economy and the heart of communities across our state. Small businesses create jobs, deliver essential goods and services, and build local assets.

 

Despite these contributions, small businesses across Rhode Island are among the hardest hit by the escalating crisis in our nation's health insurance system. As small business owners, we believe this system is fundamentally broken. It's time to take action to fix it – for us, our families, our employees, and the communities we serve.

 

When it comes to health care, we cannot go it alone. We must stand together. We support a government guarantee of quality, affordable health coverage with good benefits and equitable access to health services for everyone in our nation.

 

We call on our state and federal governments to enact reforms that promote the health of small businesses and our communities by building a health care system that fulfills these principles:

 

Everyone In, No One Out: Our health insurance system should cover everyone. No one should be left behind.

Quality Coverage We Can Count On: Our insurance should deliver security by covering what we need, when we need it. No one should lose coverage when they get sick, change jobs or decide to start a new business.

Equitable: Everyone should have good health coverage, regardless of whether we run a small business or a Fortune 500 company.

Affordable : Our health care system needs fair, broad-based financing, and we need stable and predictable costs we can budget for. Everyone should contribute to health care costs based on their ability to pay.

Sustainable: The system must be efficient, focusing on prevention and wellness, including cost controls and incentives for improved health.

Accountable: The health care system should be transparent and accountable to the public. It should be designed to prioritize our health, not maximize industry profits.

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Ocean state action is a member of the Fair Tax Organizing Collaborative, a national coalition of organizations fight to close the wealth divide.  Click here to read the lastest Tax Fairness Newsletter that highlights Our work and the work of our allies across the United States.

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Citizens for Tax Justice Report

Richest 1% gain the most from Bush tax cuts for capital gains & dividends!

The report: http://www.ctj.org/pdf/capgainsdivtaxcuts.pdf

Rhode Island Fact Sheet

A new report from Citizens for Tax Justice with state-by-state data shows how the benefits of these tax breaks are distributed among different income groups and examines available data on the revenue collected to see if revenues can actually increase in response to a tax cut.

The report finds that:

  • The majority of the benefits of these tax cuts go to the richest one percent in every state .
  • Revenue collected by the capital gains tax was much higher during the Clinton administration, when the tax rate on capital gains was higher.

Karen Malcolm, executive director of Ocean State Action states, “The timing of this report is important to understanding the economic woes we face here in Rhode Island . We see a significantly widening gap between rich and poor, a declining middle class that puts our small businesses at risk, and a structural state budget deficit that is used as an excuse for gutting Rhode Island 's social safety net and for steep increases in property taxes.”

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The report: http://www.ctj.org/pdf/capgainsdivtaxcuts.pdf
State-by-state fact sheets: http://www.ctj.org/html/cgdiv0508.htm

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About Ocean State Action

Ocean State Action is a coalition of progressive community organizations and labor unions that fights for social, economic, environmental, racial, and civil justice. (more)

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HELP FOR MAIN STREET

REFORM FOR WALL STREET

Bankruptcy Protection

Economic Recovery Package

Taxpayer Protection

Limited Wall Street CEO Compensation

On Monday, Sept. 29, 2008, Congress stood up and said “No” to President Bush and Treasury Secretary Paulson's blank check for Wall Street. We acknowledge the members of Congress who pushed for substantial changes to the legislation, including cutting in half the Administration's initial $700 billion request and requiring Congressional review for future payments.

While action must be taken to address the crisis in the financial markets, most Americans detest the idea that citizens should pay for the excesses of Wall Street while the needs of Main Street are neglected. Therefore, we call on Congress to address the concerns of ordinary American families and bring comprehensive financial reform to solve our current economic crisis.

We are united in urging that Congress develop and pass stronger legislation that meets the following principles:

 

 Help for Main Street

 

Bankruptcy Protection

 

Legislation must provide help for homeowners struggling to stay in their homes. This can be done by revising the bankruptcy code back to its pre-1991 wording. Millions of families are being victimized by this foreclosure crisis – many who were misled by predatory lenders into taking mortgages that they didn't understand and couldn't afford. This bill must grant authority for bankruptcy judges to restructure mortgages and allow government to work with loan servicers on new mortgage terms, thereby providing stability and security for local communities and the economy as a whole. Bankruptcy protection is a win-win scenario as this provision will not cost one dollar to taxpayers.

 

A Strong Economic Recovery Package

 

Congress must pass a strong economic recovery package that will provide jobs for the workers who have lost their jobs and invest in local communities. The legislation must include an extension of unemployment insurance, investments to rebuild and strengthen public infrastructure, assistance to states to avoid deep cuts in education and health care and temporary food stamp increases to aid those who are hardest hit by the economic downturn. We believe a strong economic recovery package is vital to get the real economy moving and put people back to work.

 

Reform of Wall Street

 

Taxpayer Protection

 

The public's massive amount of investment in our financial institutions must be vigorously protected. Tough, independent oversight, transparency and an assurance of repayment from the financial service companies must be mandatory. Wall Street speculators must pay their fair share for this bailout. The public must receive $1.25 in equity in exchange for every $1.00 in bad assets it acquires. Future profits of participating companies must first be returned to taxpayers before any other expenditures are undertaken.

 

Limitations on Executive Compensation

 

Tax dollars should be restricted from funding excessive executive compensation and golden parachutes. Strict limits on compensation and severance packages for senior executives must be enacted on any institution receiving taxpayer-funded assistance.

 

Health Care for America Now RI Partners Hold Action in Grassroots Fight for Health Care before Insurance Company Profits


Click picture to be taken the Ocean State Action YouTube Channel to watch videos of the event

 

It's getting tougher every day to get quality, affordable health care, no matter how hard you work.

That's why Ocean State Action and our partners in RI's Health Care Organizing Project joined Health Care for America Now, a nation-wide campaign to organize millions of Americans to demand a guarentee of quality, affordable health care for all.

There is a huge divide between our plan and the insurance companies' plan for healthcare reform. We want to make sure you, and every American, have the quality coverage you need at a price you can afford. Insurers want to leave you alone to fend for yourself in the unregulated, bureaucratic health insurance market.

You can help us! Click here to sign on to Health Care for America Now!

Together we can acheive affordable, quality health care for everyone in Rhode Island and America. Let us know you're coming to the event by clicking here.

Read "Insuring Health or Insuring Profits" Here

READ THE HCAN STATEMENT OF PURPOSE

SEE THE LIST OF HCAN PARTNERS

CLICK HERE

for a video link to ABC6 Coverage of RI HCAN

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What can small business do to Help fix The broken Health Care system?

Small business owners are experts on the broken health care system.

No one knows as well as small business owners do how badly our health care system is broken. Small businesses are routinely left vulnerable to the premium hikes, benefit cuts, coverage denials and administrative nightmares that are commonplace in the health care system today.

The voices of Rhode Island 's small business owners need to be heard.

No small business owner acting alone can surmount these challenges. But together, we can make a difference. It will take hard work and commitment, but together we can do our part. That is the promise of a united voice of small business owners across Rhode Island coming together to fix the broken health care system.

 

Principles for Health Care Reform:

  • Rhode Island must preserve RIte Care to serve as a model towards affordable health care for all citizens that controls the escalation of costs and improves health outcomes.
  • Everyone deserves quality health care coverage without regard to income, employment, age, gender, race, locations, and health conditions.